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Insurance Costs Under Review: Government Publishes Response on Permitted Insurance Fees

As part of the Leasehold and Freehold Reform Act 2024, the government has proposed introducing new regulations to define what landlords and managing agents can charge leaseholders in connection with arranging building insurance.

A consultation was launched in December 2024 to seek views on what should constitute a “permitted insurance fee.” The government’s formal response was published on 11 July 2025.

Home Buying and Selling Reforms

On 6 October 2025, the Ministry of Housing, Communities and Local Government (MHCLG) launched a consultation on reforming the home buying and selling process in England and Wales. The consultation seeks public opinions on a series of proposals intended to create a more transparent and efficient residential property market.

Kings Speech 17th July 2024 - Leasehold and Commonhold Reform

In this, the first of a series of three articles, we look at what it means for residential leaseholders and their landlords with regard to enfranchisement rights (leaseholders rights to extend their lease or acquire the freehold of their house or block) now that the Government has stated that it will implement the provisions of the Leasehold and Freehold Reform Act 2024.

The King’s Speech of 17th July 2024 announced that the Government’s legislative programme would include draft legislation on leasehold and commonhold reform: the “Draft Leasehold and Commonhold Reform Bill.”

This implied that the Government might have in mind leaving the conservative’s legislation, The Leasehold and Freehold Reform Act 2024, on the shelf and perhaps implement a wider set of reforms and consolidate the existing law following the recommendations made by the Law Commission.